How to Maintain Profitability in 2021

• Oct 25, 2020
• By Nikhil Behl

While uncertainty continues and financial institutions grapple with credit performance and what to expect in terms of potential losses down the road,finding new opportunities to enhance bottom-line performance while remaining flexible is vital. Many depositories have already tightened where they are willing to lend as changes in delinquency reporting requirements, payment assistance programs and forbearance make quantifying risk difficult andcause institutions to think twice about adding risk to the balance sheet. A Huge Challenge to Overcome Spreads have been tightening on high quality liquid assets while excess liquidity has re...

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